How I Made a Million
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Moving to Sweden.
Oh dear, it's been a long while since I last wrote anything here. I haven't lost my inspiration at all, but rather saved more than I have before. At the moment my fixed costs lie at about 58% of what I take home every month. I save about 35% and live off the rest! It's not a rich life as such but fo …
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My Challenge
So, I seem to be doing okay with my physical challenge. I went to the gym again yesterday and managed to do 10km in 62min 46sec. That is near enough 1.5 minutes faster than last week and as such is a rather substantial improvement. To be fair I think that I wa sa bit scared last week and thus didn' …
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Rhydian!
So completely and utterly off topic but I just have to say - I LOVE Rhydian in X-factor! I don't usually even watch the show at this stage and I have NEVER before voted but I can't help myself. Ever since the first live show when he did I'd Do Anything For Love I just have not been able to help myse …
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How To Escape Debt and Start Saving
When I first started to consider sorting out my financial situation a necessity I relied pretty heavily on Martin of the moneysavingexpert website. Thanks to him I went through all the necessary steps of tidying up my personal finances and giving me a better chance at actually being able to save som …
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Sorted!
All presents sorted, lunch about to be made for Thursday and Friday and I have made a few pence on writing reviews so all is well on that part. Refusing to look at any of my long term investments at all at the moment which is normally one of my favourite hobbies....
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Cheap Presents
This month has been a bit painful on the wallet as I paid off several smaller debts, decided to save a chunk of my wages and also have 2 birthdays coming up. As we will celebrate the birthdays at Jamie Oliver???s Fifteen it will not end up being cheap ??? should be a good night though!All is not doo …
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Investment Stress
Right! So today all but 2 of my investment funds have fallen to below zero! I had decided not to check how they were doing as I happened to have a quick glance at the markets as they opened this morning but couldn???t quite resist it. Seems like my BRIC fund is doing the best- lucky I stuck some ext …
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Success at Last!
How could I possibly forget! It's update time on my physical challenge and I have good news that really I should have bragged about yesterday...I managed to FINALLY do my 10km at the gym!! The bad news is that it took me 64 minutes and 23 seconds so I still need to improve but it's still a massive s …
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Changes
I can't seem to decide on a template for this blog! I've changed it again to one that I think is a bit clearer if anybody minds please let me know! Any suggestions on layout, colour etc is of course also heartily accepted as I'm a beginner at more things than just investing...
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Safe Investments?
So the last week has been a bit of a roller coaster on the markets of the world. I know I shouldn???t keep checking how my investments are doing as they are all long term but I just can???t help myself???It???s fun to log into my internet bank and see how the value of my China fund has risen by 20% …
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How to get Rich Quickly
A couple of issues ago Money wise (August 2007) had a really interesting article about the best ways to get rich quickly (no, none of them involved the lottery or internet blogs sadly). Although the suggestions are fairly obvious I still found it an inspiring read.Business According to Moneywise sta …
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Savings
No spending today, I've got to be good to catch up after my "indulgent" weekend. It's lucky I have a very nice boyfriend who treats me to Wagamamas when I crave it on a Sunday afternoon...It makes me feel so much better when I can get through a few days keeping my costs to zero. At least I may have …
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Disaster!
Not my greatest triumph yesterday. I went to the gym intent on running for an hour to see how far I'd get. Seems like my pasta lunch had a different idea as after about 10 minutes I started to feel as sick as anything. I did keep going for another 15 minutes but then had to stop.Don't know if there' …
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My Round and an Unexciting Month
Went out for drinks with work last night. I did end up having water but sadly it was my turn to buy so I still ended up spending a good ??20 - typical. On the other hand, I don???t want my savings and plans for the future to interfere with friendships or in any way affect people around me so if it?? …
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Cheap Meals
So far I haven???t spent a penny since Saturday. I???ll have a home-made tomato soup tonight using ingredients that we already have at home. In all I think it will have cost me about ??1 which is not too bad! If I can manage to make most of my meals come in at around the pound mark I???ll be laughin …
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Actions of a Future Millionairess?
By the way, today I didn't buy a Big Issue for the first time in a very long while, purely not to spend any money. However, I felt so bad about it that I think I will splash out tomorrow and get one. Sure, I'm still aiming for that million but I don't want it through the expense of losing my humanit …
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Decisions, decisions
Planning to have a super tight month this month in order to pay for 2 important birthdays and still save money. It is actually not that difficult at the moment, I think you get use to consumption for the sake of consumption. When you really think about it it is not difficult to not buy that coffee o …
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Property Market Slow-down?
The papers report today that UK mortgage approvals have fallen to the lowest level in 2 years. Is this finally an indication that the housing market is slowing down/turning around? It seems to me that this would be a good thing for now as the rate at which it has expanded is worryingly bubble like. …
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Physical Challenge Update
So, a quick update on my very off topic physical challenge. At the moment I run 5km in about 31.22 minutes which seems okay to me. However, I did try to do 10km the other day, no matter how long it???d take me but I had to stop at 7.6km as I honestly thought I was going to throw up on somebody. I di …
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Cutting Costs
Hmmm???I???ve been trying to set some part goals on my way to the million lately and no matter how I count I seem to have to rely either on a lottery win or simply to cut my savings by A LOT in order to reach my target within a reasonable future. My idea is obviously to make my million as quickly as …
How I Made a Million
